Here's how it all works, step by step.

Our New Client Process

Schedule Your Free Screening

To get started:

  1. Complete your free screening and consultation.
  2. Sign up for third-party credit monitoring with SmartCredit.
  3. Submit payment to Elevated Resource to begin your monthly credit restoration.

You'll receive a welcome email/text message with instructions on how to begin your credit restoration journey. Thanks, and welcome aboard!

Day 1-3

Set Up Credit Monitoring

To provide you with credit restoration services, we must monitor and track your credit profile.

SmartCredit provides you with high-quality consumer credit reports, fraud, and identity theft protection for only $29.99 per month.

This third-party service is required to go to the next step.

Step 1

Sign Your Agreement

After receiving and analyzing your SmartCredit credit report, we'll email a digital contract to fit your needs.

Sign your Agreement and related documents to start our monthly services for credit restoration.

Clients reserve the right to cancel this service at any time.

Step 2

Proof Of Identity

To initiate a dispute, the credit bureaus require proof of your identity. Here, you'll upload the documents into our SSL encrypted Client Portal or your preferred alternative method.

A list of acceptable documents will be provided during your consultation.

Step 3

Dispute Process Begins

Congratulations, you've signed up for monthly credit monitoring and signed your Agreement. Great!

We review your action plan and send out Round 1 dispute letters. Each letter addresses your specific circumstances, and no two letters are the same.

We can't wait for you to get to this point because this is where the magic begins!

Day 4

The Waiting Game

According to the Fair Credit Reporting Act, once a dispute is filed against the bureaus/creditors/collector, they have up to 45 due to Covid 19. During this time, they are working to validate the information.

If the information is inaccurate or can't be validated, it has to come off your report, and that's the law.

Day 5-30

New reports, Higher scores

At this point, you should start receiving correspondence in the mail regarding your Round 1 investigations. Please forward/upload all mail into our Client Portal or by your preferred alternative method.

Some items will drop off, and your credit scores will begin to rise. However, not everything comes off the first time. But don't worry, we're just getting started. Based on feedback, we do another analysis to determine further steps.

Next up: Round 2 letters and so forth until we achieve your goals.

Day 31-60

Wash, Rinse, Repeat

At Elevated Resource, we do not take no for an answer. We repeat this process until we get the desired results. There are numerous ways to have inaccurate items removed from your credit profile. We're prepared to use them all, if necessary.

And we know what you're thinking: "But why does it take so long?"

Quite honestly, most of these negative items happened over time and may take time to correct.

But trust us, the credit bureaus will delete them provided they meet the requirements of the law.

Day 61-90

Consider Establishing New Credit

Now is the time to start thinking about rebuilding or re-establishing your credit history.

And there are plenty of programs and products to choose from depending on your needs.

If you need advice on when and how to apply, speak with your credit repair specialist.

Day 91-120

Victory Is Yours!

Advocating and fighting on your behalf is in our DNA, and that is what we do best. At this point, if there are any stubborn accounts, we become more aggressive until we are victorious.

Once you've achieved your desired goals, continue educating yourself and telling all your friends about us. Thanks for your patience and confidence and for choosing us.

At Elevated Resource - We're taking you higher!

Day 121+

Let's get you started today!